Valuation and analysis

Stax by Fattmerchant offers a comprehensive suite of merchant services

Payment processing involves connecting to a client’s bank account, withdrawing funds, and verifying the transaction in a matter of seconds. This process requires specialized technology and equipment, which a merchant service can provide. These technologies and equipment enable a small business to process transactions in a seamless manner.

Transnational Payments

Whether your business accepts credit cards online or in-store, TransNational Payments merchant services can help you manage all of the details. Their technology makes it simple to accept payments from customers anywhere, and they offer 24/7 customer service and education. You can also rest assured that your payments are secure and confidential with the company.

There are some cons to using TransNational Payments merchant services for small business, and it’s important to know what to look for before committing to an account with them. Several merchants have complained that the company charges 1.74%, which does not seem like an interchange-plus rate. If you’re unsure whether the monthly fee is a good value, you can always opt for another merchant service.

Stax by Fattmerchant

Stax by Fattmerchant offers a comprehensive suite of merchant services for small businesses. Its features include invoicing, reporting, and inventory management. It also offers a virtual terminal that connects to your website or mobile app. This feature lets you accept payments through your invoice and set up recurring billing. Additionally, it allows you to send invoices by email or text message. You can also set up automated invoice reminders and create recurring billing.

Stax also features a customizable shopping cart for eCommerce businesses. Customers are kept on your site during the entire payment process, and you can control the look and feel of your cart. This credit card processing for small businesses shopping cart feature is more advanced than the website payment feature included with Stax’s virtual terminal.


PaymentCloud is a merchant services provider with interchange-plus pricing. Before making a decision to switch providers, it’s helpful to educate yourself about this type of pricing. If you have any doubts, you can always contact customer service to request a free consultation. In general, merchants will save money by switching to an interchange-plus provider.

PaymentCloud’s website has a clean, professional look and is easy to navigate. While there aren’t specific pricing disclosures, the site provides helpful information on POS systems and credit card terminals. It also gives detailed explanations of the different types of businesses and industries that can use their services. Lastly, the company has a steadily increasing social media presence.


Square merchant services for small businesses provide a simple, mobile solution to credit card processing that is much more affordable than traditional credit card services. The service is ideal for small businesses with less than $10K in swiped transactions each month. Square is an entrepreneur-centric company that has worked to simplify the lives of small business owners. Their platform offers small businesses everything from point-of-sale structures to loans.

Square’s software accepts a variety of card-based payment methods, including EMV chips, magnetic stripes, and near-field communication. In addition, it has a free signup and activation process and does not require credit reports or bank statements.

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